We offer the following expertise to our clients:

1. Portfolio Construction and Rebalancing

The asset allocation is customized for each particular individual and periodically rebalanced to help ensure that we are meeting the objectives for that client.

2. Financial and Retirement Planning

Financial planning is much more than simply picking stocks and bonds. Building a comprehensive financial plan involves understanding overall financial objectives and designing a strategy to build, preserve, and transfer wealth over the course of a lifetime. Comprehensive financial planning includes:

  • Retirement Planning
  • Estate Planning
  • Risk Management
  • Insurance Planning
  • Education Planning
  • Business Succession Planning
  • Lifestyle Planning

3. Estate and Charitable Planning

Through estate planning and charitable trusts, individuals can generate not only goodwill, but also significant income and estate tax benefits for donors. For wealthy individuals, this may translate into tremendous estate and income tax savings.

We also manage the often emotional and messy process of estates, inheritances, and distributions. Our experience can help you navigate through this difficult time, saving you time, energy, and unnecessary fees.

4. Stock Option Planning

It is becoming increasingly popular for companies to award stock options as part of employee compensation, and senior executives, in particular, can accumulate large positions in company stock options. Indeed, many senior executives may find that a significant portion of their wealth is tied up in options, which may pose more risk than they are willing to bear. We can determine the value of your options and discuss a broad range of alternatives for planning your option strategy and reducing your exposure to concentrated positions in one company’s stock.

5. 401(k), Profit Sharing Plans, and Defined Benefit Plans

Many small business owners are concerned about retirement, both for themselves and for their employees. Often, the issue isn’t whether to implement a retirement plan but how to choose the one that will work best. We can help you decide which plan is right for your business.

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